A credit card scam can come in many forms. For example, scammers may use spyware or some other scam to obtain your credit card details. A scammer might steal or trick you into telling them your security code (the three or four digit code on your card) and then make purchases over the internet or the telephone. If they know your PIN, they could get cash advances from an ATM using a ‘cloned’ credit card (where your details have been copied onto the magnetic strip of another card). credit card scam
Of course, there is also a danger of someone using your credit card if it has been physically lost or stolen
Protect yourself from credit card scams- NEVER send money, or give credit card or online account details to anyone you do not know and trust.
- Check your bank account and credit card statements when you get them. If you see a transaction you cannot explain, report it to your credit union or bank. credit card scam
- Keep your credit card and ATM cards safe. Do not share your personal identity number (PIN) with anyone. Do not keep any written copy of your PIN with the card. credit card scam
- Choose passwords that would be difficult for anyone else to guess. credit card scam
- Try to avoid using public computers (at libraries or internet cafes) to do your internet banking. credit card scam
- Do not use software on your computer that auto-completes online forms. This can give internet scammers easy access to your personal and credit card details. credit card scam
- Do not give out your personal, credit card or online account details over the phone unless you made the call and the phone number came from a trusted source. credit card scam
- Never send your personal, credit card or online account details through an email. credit card scam
0 comments:
Post a Comment